The areas that require your attention are not as technical or restrictive as that of your employer, but none the less they require to take specific actions.
First and foremost, don’t lie about the injury. This not only can cause you a lot of hassles, it is ILLEGAL in most if not all states. If you really hurt yourself playing softball last night don’t do something stupid like say you hurt yourself at work. You will get caught.
Another don’t is: don’t exaggerate your symptoms as an expectation of getting a big payoff. It does not happen in workers compensation. All payouts for disability are strictly regulated by the state or by the workers compensation board.
It is important that you try to prevent all injuries, not look for them. Prevention is the name of the game. By preventing injuries, it saves the company money, which in turn can be passed on in pay raises and other benefits.
Make sure that you are properly trained and qualified for the job you are taking on. Pay attention to your supervisor or whoever is training you for the job. They are looking out for your best interest. They want the job done correctly, the first time. Redoing the job means time and money for both you and the employer. Have the respect for the employer. He is the one paying you.
If you are injured and put on temporary disability, keep in touch with your supervisor. Let them know what is going on; How you are doing? When you are expected back, etc. This lets the employer know that you are not just taking them for a ride. You know, sitting home watching Oprah, hoping hat you don’t have to go back to work and just waiting for “your ship to come in”.
Like I said at the beginning, workers compensation is a two-way street. Both you and your employer are directly involved and you both need to communicate this to each other.
September is Life Insurance Awareness Month.
It’s the perfect time to remind ourselves to plan ahead for the ones we love.